Types and rates of health care insurance coverage have changed considerably in the last 50 - 60 years. From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible.
From the 1980s forward, indemnity coverage was replaced by managed care. Health care providers (physicians and hospitals, etc.) were required to accep..
This 4 hour Continuing Education course is entitled "Consumer Protections for Annuity and Life Insurance Transactions". In this class, you will learn about the Florida and Federal laws that deal with annuity and life insurance transactions. Most importantly, you will learn what Agents must do in order to protect consumers. In this class, we trace the legislative history of consumer protection for annuity purchases. In Florida, it began with protecting our most vulnerable citizens: Se..
This course covers the changing landscape of Health Care over the last several years. The online course consists of 5 areas of study including the background, history, and legislation of the Patient Protection and Affordable Care Act (PPACA), implementation timeline – with a brief overview of the Health Care Law, plans available and enrollment procedures, the cost to taxpayers and laws affecting small businesses, and how agents can be involved through training and resources. If the law is repeal..
Most retirees can expect to live well beyond age 65. Realistic financial planning assumes that our clients will live a long, healthy and active life. This course is not about saving for retirement, however. It’s about ways the financial professional can help seniors successfully manage their finances during retirement. Just as preretirement planning is most valuable when the right strategies are used, so too is postretirement planning.
Post-retirement planning considers everything f..
This course offers an overview of the life insurance industry and the elements of traditional life insurance. Completely online fulfill your statutory requirements from the comfort of your own home or office.
Topics covered include:
Life Insurance Policies
Life Insurance Policy Provisions and Options/Riders
Life Insurance Beneficiaries
Life Insurance Premiums and Proceeds
Life Insurance Underwriting and Policy Issue
Group Life Insurance
This course offers an overview of the health insurance industry and the elements of traditional health insurance.
This course includes these areas of study:
Introduction to Health Insurance
Health Insurance Providers
Medical Expense Insurers
Disability Income Insurance
Accidental Death and Dismemberment Insurance
Government Health Insurance Programs
Private Insurance Programs for Seniors
Health Insurance Policy Provisions
Health Insurance Underwriting and Premiums
This course is designed as a continuing education course related to general lines insurance. This course is designed as a continuing education elective course for Agents, Customer Representatives and Claims Adjusters not including 3-20 Public Adjusters. Topics include:
Insurance terms and risk concepts
Personal Auto Policy
Business Auto Policy and Garage Policy
Residential property and liability insurance (Homeowners (HO) & Dwelling Property (DP) policies
This class satisfies the requirement that Public Adjusters complete a Law and Ethics Update course specifically approved for Public Adjusters every 2 years, which is specific to the license held by the licensee, and covers Regulatory awareness, Licensing requirements, Insurance laws, Ethical requirements, Disciplinary and industry trends, and more. The course includes six multiple-choice Unit Quizzes and one Final Exam. It is designed as a self-paced course done entirely online at you..
This class satisfies the requirement that Adjusters complete a Law and Ethics Update course every 2 years, which is specific to the license held by the licensee, and covers Regulatory awareness, Licensing requirements, Department communications, Insurance laws, Ethical requirements, Disciplinary and industry trends, and much more. The course includes seven multiple-choice Unit Quizzes and one Final Exam. It is designed as a self-paced self-study course done entirely online at you..
This course is designed as a continuing education course related to commercial insurance. The course covers the following topics:
Commercial Automobile Insurance
The Commercial Property Policy
The Business Owners’ Policy (BOP)
Loss of Business Income Insurance
Boiler and Machinery (B&M) Insurance
This course has been approved by the Florida Department of Financial Services for ins..
This course is designed as a continuing education course related to personal lines insurance. There are 6 units or topics to be covered which include: insurance terms and concepts, insurance contracts, automobile insurance, homeowners insurance, dwelling property insurance and flood insurance.
This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. No classroom attendance required. This FL Intermediate CE course is approved for ..
This course is designed as a continuing education course related to insurance agents and adjusters. The course covers the following topics:
Insurance Regulation and Companies
Federal Insurance Laws
State's Regulation of Insurance
Property and Casualty Insurance Contract Provisions
Auto Insurance Laws
The Personal Auto Policy
Residential Property Insurance
This course has been approved by the Florida Department of Financial Services for insuranc..
This class will inform the Agent on all aspects of the U.S. Medicare Program. After completion, the Agent will able to help his clients make decisions regarding their Medicare decisions. Units include: Introduction to Medicare, Medicare Parts A and B, Medicare Advantage Plans, Medicare Prescription Drug Plan, Medigap Policies, Help for Medicare Participants, Glossary, Marketing Guidelines, Medicare Fraud, Florida Unauthorized Entities Statement and the Final Exam Review.
This course has ..
This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. No classroom attendance required. This FL Intermediate CE course is approved for 2hrs of CE credit for all licenses (except 3-20).
The Florida Legislature enacted a law requiring all residential property insurance companies to file with the Office of Insurance Regulation a range of premium discounts they propose to offer. Insurance companies issuing new homeowners’ in..
Flood insurance is a special policy financially backed by the Federal Government, with cooperation from local communities and insurance companies. The National Flood Insurance Program (NFIP) was established in 1968 by the National Flood Insurance Act to provide property owners with the opportunity to purchase insurance protection for flood losses and to encourage communities to implement and enforce measures to reduce future flood risks in special flood hazard areas.
This course ha..