This course will discuss the differences between ethics, morality, and the law.
Business ethics are presented with examples of companies that operated
unethically. Our culture is faced with tough ethical questions that we
will take a look at. An examination of the REALTOR® Code of Ethics will
be presented. And finally, we will look at five cases to discover
whether the business is operating ethically or not.This course, Business Ethics, is a mandatory requirement by the State of
Flor..
With your Life, including Variable Annuity (2-14) license, you can be appointed by an insurer or Insurers to represent their company and sell life insurance and annuity contracts. You can also be the owner of your own insurance agency or become an agent for an agency.Life insurance agents are appointed to transact/sell life insurance, fixed-dollar annuity contracts, and variable contracts by the same insurer. Agents can also sell annuity contracts, including, but not limited to, fixed or variabl..
Practice Exam generator with over 600 questions!
The Florida General Lines Agent (2-20) and the Personal Lines Agent (20-44) exams are very challenging. An in-depth knowledge of the material is essential. This Florida: 2-20 and 20-44 Agent Practice Question Generator course is based on the latest edition of the Florida General Lines Agent and Customer Representative Study Manual. You may want to use this course to review your knowledge of all sections of the manual or choose to concentrate on..
This course will introduce you to the federal Fair Housing Act, also
known as Title 8 of the Civil Rights Act. We will outline the seven
protected classes and discuss discriminatory conduct and activities
prohibited under the law. The last lesson provides you with four
actual cases from HUD. You will be presented with the facts and then a
question asking you to determine what type of discrimination occurred
based on the facts. At the completion of this course,..
Register for this brand new course now
during its Introductory pricing! This is the newly updated Florida Real
Estate Sales Associate Pre-Licensing course, that complies with the
2023 state-required syllabus.The course is text-based (work at your own pace - no videos required). Take the course from your smartphone, tablet, or computer. The course is 100% online, including the final exam. 6-months access to the course, with up to three 1-month extensions available. Your in..
These study guides are written to compliment OnLine Training's RE004FL63 Florida Sales Associate Pre License course. If you purchased your Florida Sales Associate Pre License course in 2023, you need RE006-SG1.
The study guides have been compiled to help you increase your chances of passing the course final exam.
You should study the information for Test 1 for each of the units prior to taking Test 1. If you are taking
Test 2 because you failed Test 1, then you should study the informatio..
Why is it important to know all about contracts that are used in the
real estate business? It is important because licensees use contracts to
list homes, sell homes, list rental property, and rent property. These
contracts layout the terms and conditions that all parties must agree on
to move forward with the transaction. Knowing the correct contract to
use and what the contract states will help licensees guide their
customers and clients properly.This course dives into all the diffe..
Taking this course will help you cram for your state
Property & Casualty and General Lines exam.
We designed our Property & Casualty Insurance Pass Prep and Cram course to help you study for your exams and build your confidence, thus reducing test anxiety.It uses the Redding Method (a question and answer model unique to OLT) and provides you only with the correct information. There are over 400 questions and 2,000 plus screens of information.Purchase this online General Li..
The Surplus Lines Agent License (1-20) allows the licensee to handle the placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not licensed as an agent. The Surplus Lines CE Course provides an overview of surplus lines insurance, the regulatory processes, distribution systems, unauthorized insurance entities and details on the Florida Surplus Lines Service Office (FSLSO), Rules of Practice and the Florida Stat..
This 4-hour Continuing Education course is entitled "Long-Term Care NAIC 4-hour Refresher Class: Partnership Programs, LTC Insurance and LTC Services." This class is written to satisfy the NAIC requirement
for ongoing insurance agent training on long-term care. The training consists
of topics related to long-term care insurance, long-term care services, state
partnership programs, and available long-term care providers. In addition, this course will provide
an in-depth discussion of tr..
Types and rates of health care insurance coverage have changed considerably in the last 50 - 60 years. From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible.
From the 1980s forward, indemnity coverage was replaced by managed care. Health care providers (physicians and hospitals, etc.) were required to accep..
This 4 hour Continuing Education course is entitled "Consumer Protections for Annuity and Life Insurance Transactions". In this class, you will learn about the Florida and Federal laws that deal with annuity and life insurance transactions. Most importantly, you will learn what Agents must do in order to protect consumers. In this class, we trace the legislative history of consumer protection for annuity purchases. In Florida, it began with protecting our most vulnerable citizens: Se..
This course prepares the student to sit for their Florida 2-20 Property & Casualty licensing examination (General Lines).
It is meant to be used as a confidence builder and study guide after the student has completed their required pre-licensing course. Property & Liability Concepts, Package Policies, Surety Bonds, Boiler & Machinery, Crime Insurance, Health Insurance, Automobile, and Transportation Insurance, and much more are all thoroughly covered. The course uses a question an..
Most retirees can expect to live well beyond age 65. Realistic financial planning assumes that our clients will live a long, healthy and active life. This course is not about saving for retirement, however. It’s about ways the financial professional can help seniors successfully manage their finances during retirement. Just as preretirement planning is most valuable when the right strategies are used, so too is postretirement planning.
Post-retirement planning considers everything f..
This course is designed as a continuing education elective course for Public Adjusters (3-20), but is also available for ALL licenses as an elective credit course. This course contains 5 units including the following subjects:
Definition of Insurance Terms
Insurance Fraud
Regulatory Ethical Standards for Public Adjusters
Regulatory Standards of Practice for Public Adjusters
Professional Ethical Standards and Practices
This course has been approved by the Florida Department of ..